Why choose us

Universal MIB has been providing services to its customers for almost 10 years.

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Happy customers

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Years in banking

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Our branches

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Workers

You can open your account online in minutes

…and start using it straightaway.

How to Get started?.

1

Fill the form

Fill the account open form here

2

Wait for few minutes

Why we review and send your new account number to you

3

Your account is ready

Start banking with on the go with your new account number

Banking services

Our bank has been provided various banking services to our customers.

Banking built for real life

From current accounts to savings and mortgages, our personal banking range is designed to cover everything you need

Same-day account opening

Open a Current Account in person or online and start using it straightaway. If you’re in a store, we’ll print your new debit card on the spot

Your pocket-sized bank

Log in to our app with your face or fingerprint, and manage your accounts with a tap. Plus, track your spending with our Insights feature

Ready for your business

From straightforward bank accounts to asset finance, we’ve got the know-how to help you. And because business isn’t always 9 to 5, we aren’t either

Saving account

Whether it’s your next holiday, your first home or saving for your future, our simple range of savings accounts can help you reach your goals

Learn more

Business banking

Save time with our same-day account opening either in store or online. We can even switch all your accounts and direct debits from your old bank within 7 working days.

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Personal loans

Whether you need a little extra top-up or a bigger boost to buy something special, we have an option that can help.

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Business loans

We’re here to support our business customers who may be impacted by Coronavirus.

Learn more
Credit cards facility

We provide all the credit card facilities to our customers.

Increase your spending power with our simple low rate Credit Card. Whether you want more flexibility and protection for your purchases at home or abroad, or just peace of mind should the unexpected occur, we can help you get there.

  • Visa Credit Card
  • Visa Debit Card
  • Master Card
  • Limited purpose cards
  • Balance transfer credit cards
  • Student credit cards
  • Secured credit cards
  • Prepaid cards
  • Business credit cards

Find your nearest branch